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Switch before your deal ends

When to start, what to expect and how switching could help.

Deal ending? Do not drift.

When your mortgage deal ends, your payments may go up. A remortgage lets you switch to a new deal before that happens.

Months before

Start looking

It helps to start early. We compare your options and you decide in your own time.

Weeks before

Choose a new deal

We help with the application and paperwork. We will explain any costs first.

The day your deal ends

Do not miss it

Miss the date and your payments could go up. We can remind you in good time.

  • Pay less each monthA lower rate could free up money each month.
  • Fund home improvementsBorrow a little more for your home, if it suits you.
  • Change your term or typeShorter, longer or a different deal type. We explain the options.

We compare mortgages for you

Lots of lenders compared, so you do not have to.

First-time buyersHome moversRemortgagesBuy-to-letFixed ratesVariable ratesSelf-employedOlder homeowners

Ask us anything

Tap a question to see our answer. Cannot find yours? Just ask.

Homeward advisersHere to help

Hi there! Tap a question and I will answer it.

Do I have to pay for your advice?

Your first chat is free. We will explain any costs in writing before you commit, so there are no surprises.

Why use a broker instead of my bank?

We compare your options, help with the paperwork and tell you honestly what suits you best.

How much deposit do I need?

It depends on your situation. We will confirm what you need on your free call.

What do I need to bring?

Usually ID, proof of address, proof of income and recent bank statements. We will confirm exactly what you need on your free call.

When should I remortgage?

Ideally a few months before your current deal ends. We will confirm the best timing for you on your free call.

How long does it take?

It depends on your situation. We will give you a clear idea of timings on your free call.

Which areas do you cover?

We help people in Yourtown, Nearbytown and further afield by phone and video.

How do I get started?

Book a free call or get in touch. Tell us a little about your plans and we will take it from there.

Ready to find your way home?

Book a free, no-obligation call. We will explain your options and what to do next.

  • Free first chat
  • Wide choice
  • Plain English
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Two people shaking hands to agree a deal