
Mortgage calculators
Work out monthly repayments, how much you might borrow and what switching could save. Illustrative only.
Play with the numbers
Try some numbers. Everything updates as you type, and nothing is saved or sent anywhere.
Your mortgage
Monthly payment at other rates
RepaymentEach month you pay some interest and some of the loan, so the debt shrinks and is cleared by the end of the term.
- Mortgage amount
- £256,500
- Loan to value
- 90%
- Total interest
- £0
- Total you pay back
- £0
- Still owed after 5 years
- £0
- If rates rose by 2%
- £0 a month
Illustrative only. Real rates, fees and what you can borrow depend on your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your income
Lenders usually base what they offer on your income, then check your outgoings and credit history.
- Combined income
- £42,000
- Borrowing at
- 4.5 times income
- Property price up to
- £214,000
- Roughly a month (example rate, 25 years)
- £0
An estimate to get you started, not an offer. An adviser will check the real figure with you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your current mortgage
Charges and fees can apply when you switch, so we check those first.
- Monthly payment now
- £0
- Monthly payment after switching
- £0
- Saving over two years
- £0
Illustrative only. Assumes repayment mortgages, the same term and no fees.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We compare mortgages for you
Lots of lenders compared, so you do not have to.
Ready to find your way home?
Book a free, no-obligation call. We will explain your options and what to do next.
- Free first chat
- Wide choice
- Plain English
